Surprise Homes with VA Loan New Financing

Surprise Homes with VA Loan New Financing

Welcome to Surprise, Arizona, a vibrant city nestled in the heart of Maricopa County. Known for its warm desert climate, stunning mountain views, and friendly community atmosphere, Surprise is an ideal destination for families, retirees, and anyone seeking a laid-back lifestyle with all the conveniences of modern living. With its rich history, thriving economy, and a plethora of recreational activities, this city truly has something for everyone.

Surprise boasts a variety of housing options, making it a fantastic place for homebuyers looking to settle down. One of the most attractive financing options available in this area is the VA Loan, which offers veterans and active-duty service members the opportunity to purchase homes with favorable terms. With no down payment required and competitive interest rates, VA loans provide an excellent pathway to homeownership in Surprise.

The city is home to beautiful neighborhoods featuring everything from cozy single-family homes to luxurious estates. Whether you’re searching for a modern abode near the bustling Surprise Marketplace or a tranquil retreat nestled in nature, you’ll find a diverse range of properties that cater to all lifestyles.

Surprise is also known for its exceptional amenities, including parks, golf courses, and recreational centers, as well as a vibrant arts and culture scene. With easy access to major highways and nearby Phoenix, residents enjoy both the serenity of suburban living and the excitement of city life.

Explore the possibilities of homeownership in Surprise, AZ, and discover how a VA Loan can help you turn your dream home into a reality!

Newest Surprise Homes with VA Loan New Financing

$469,900
4 Beds ⋅ 3 Baths ⋅ 7060887 MLS ⋅ 2,125 SqFt.

13537 N 158th Avenue, Surprise
$474,990
4 Beds ⋅ 3 Baths ⋅ 7060885 MLS ⋅ 2,222 SqFt.
This stunning single story home offers 2,222 sq ft of functional living space. It features 4 bedrooms, 3 bathrooms, guest retreat area, and a 2.5 car garage. The open concept kitchen is perfect for entertaining and features an Island, a walk-in pantry and stainless steel appliances. It also offers our Essential Collection which includes white 42'' cabinets, quartz kitchen countertops, and 7x22 wood looking plank tile in all the common areas. The great room offers a large sliding glass door so you can step out into your covered patio to enjoy indoor/outdoor living in your backyard with friends and family. The primary suite has a spacious walk-in closet, double sinks, walk-in shower, and an additional linen closet for extra storage. This home also features interior blinds and all appliances included making it move in ready! Located in North Copper Canyon with resort-style amenities and easy access to the 303.

18228 W Creedance Boulevard, Surprise
$429,000
3 Beds ⋅ 2 Baths ⋅ 7060770 MLS ⋅ 1,685 SqFt.
Come discover this fabulous single-story home, offering comfort, functionality, & impressive upgrades! Sleek interior features wood-look tile floors, fresh paint, bountiful natural light, & window blinds. Find a harmonious open floor plan designed for everyday living & entertaining. Well-appointed kitchen displays SS appliances, crisp white cabinets, tile backsplash, quartz counters, a prep island w/a breakfast bar, & recessed lighting. Impeccable main bedroom provides a walk-in closet & an ensuite w/an enclosed glass shower. PLUS! Dedicated den/office. Venture to the large backyard, where $5,000 in recent improvements enhance the outdoor living space. Enjoy a covered patio & artificial turf, creating the ideal setting for relaxing or appreciating Arizona's beautiful weather. Don't miss!

17251 W Corrine Drive, Surprise
$380,000
4 Beds ⋅ 3 Baths ⋅ 7060763 MLS ⋅ 2,178 SqFt.
Look no further! This charming 2-story residence in Canyon Ridge West is the one! Featuring a low-care front yard, 2-car garage, 4 beds, 2 baths + powder room, and RV gate. The interior boasts abundant natural light, vaulted ceilings, designer palette, and carpet & wood-look floors t/out. You'll love the seamlessly flowing open layout! The eat-in kitchen is equipped with a pantry, recessed lighting, subway tile backsplash, ample white cabinets & counters, built-in appliances, and a peninsula w/breakfast bar. Double-door den downstairs and cozy loft upstairs, both versatile to suit your needs! The sizable main bedroom has an ensuite with dual sinks & a walk-in closet. The backyard offers a covered patio to relax or enjoy BBQ! Backs onto a common area, adding extra privacy. Home, sweet home!

11426 W Madisen Ellise Drive, Surprise
$339,000
2 Beds ⋅ 2 Baths ⋅ 7060758 MLS ⋅ 1,278 SqFt.
Cozy, furnished Kiva model with 2 bedrooms, 2 baths and a small office off of the kitchen. The appliances are new, stainless with a gas range. Plantation shutters adorn the new windows, adding style and function. The new patio slider has verticals. The primary bedroom has a bay window for added space and the ensuite bathroom has a walk-in closet. The guest bedroom has a spacious walk-in closet for added storage. Added features include carpet/tile flooring, upgraded paneled interior doors, a fully fenced back yard against a desert belt, low maintenance landscaping and a Pomelo tree in the backyard. The 2 car garage has lots of cabinets for storage, a Frigidaire freezer, a large step up area with utility sink and laundry space to keep the heat out of the house. This home has SOLAR!

15061 W Woodridge Drive, Surprise
$565,108
4 Beds ⋅ 3 Baths ⋅ 7060735 MLS ⋅ 2,371 SqFt.
This single-level home offers ample room to live and grow. Three secondary bedrooms can be found near the front of the home, with surrounding a versatile flex space. An open-concept living area combines the kitchen, living and dining areas, and the luxurious owner's suite is tucked away into a private rear corner, complete with an en-suite bathroom and roomy walk-in closet.

14958 W Smoketree Drive, Surprise
$479,000
4 Beds ⋅ 3 Baths ⋅ 7060703 MLS ⋅ 2,958 SqFt.
**Special Financing incentive! Buyers may receive an additional lender credit of up to $5,000 applied at closing if they utilize the seller's preferred lender for financing! Ask your agent about this opportunity today.** Welcome to your dream home in the highly sought-after Surprise Farms neighborhood! This spacious and beautifully maintained 4-bedroom, 2.5-bathroom residence offers nearly 3,000 square feet of thoughtfully designed living space, including a versatile dedicated office--perfect for working from home or managing a busy household. Step inside to find gorgeous built-in cabinets in the family room, tasteful upgrades throughout, and a layout that combines comfort with style. The expansive primary suite is a true retreat, featuring a large private patio--ideal for morning coffee o

18152 W Paradise Lane, Surprise
$439,900
3 Beds ⋅ 2 Baths ⋅ 7060639 MLS ⋅ 1,699 SqFt.
Model-perfect and beautifully updated, this exceptional single-level home offers the ideal combination of style, comfort, and move-in-ready convenience. Featuring 3 bedrooms, 2 baths, a 2-car garage, and a sparkling play pool with new gas heater, every detail has been thoughtfully enhanced. Recent upgrades include wood-look plank LVP flooring throughout, fresh interior paint, plantation shutters, updated lighting, ceiling fans, and designer fixtures. The stunning kitchen showcases elegant quartz countertops, crisp white cabinetry, and newer stainless steel appliances. HVAC system new 2026. Over $75k spent in recent upgrades. Situated on a south-facing corner lot, the private backyard is designed for effortless Arizona living with a covered patio, refreshing play pool.

17278 W Marshall Lane, Surprise
$729,000
2 Beds ⋅ 2 Baths ⋅ 7060580 MLS ⋅ 2,180 SqFt.
Situated on Desert Springs Golf Course, enjoy stunning lake and mountain views. This Verbena offers a blend of style, and functionality with 2 bedrooms, 2 baths, a den, and flexible living spaces. The gourmet kitchen stands out with custom dark wood cabinetry and vent hood, granite countertops, a full slab granite backsplash, an island with large curved countertop for added dining, pendant lighting, upgraded appliances including a gas range, microwave, wine cooler, a Frigidaire Gallery refrigerator and a large walk-in pantry. The custom A/V wall with gas fireplace adds ambience. A convenient pass-through window opens to the outdoor grilling area, making entertaining convenient and easy. Off of the kitchen, the multi-purpose room is ideal for dining, relaxing or game nights. The inviting great room features a custom entertainment wall with a gas Kiva fireplace, creating a warm and elegant focal point. Skylights in the entry and multi-purpose room fill the home with natural light, while upgraded baseboards, large tile flooring, plantation shutters and paneled interior doors add distinctive charm throughout. The primary suite is truly a "room with a view" The spacious bay window overlooking that golf course is a great spot for a sitting area, a spacious walk-in closet, vanity with dual sinks, and a walk-in shower. The guest bedroom has ample space to make your visitors feel at home and the guest bath offers a tub and shower. The 3-car extended garage has epoxy floors, built-in cabinetry, a service door to the side yard, and a 5-foot extension to the side, creating room for a workshop or hobby room and an enclosed space for storage or a workshop. The third garage bay has been separated with a wall and door. Other features include a reverse osmosis system, hot water recirculation system, updated HVAC, water heater, and a central vacuum system. The inside laundry has an updated Whirlpool Duet front-load washer and dryer, along with cabinetry for added storage. Enjoy spectacular golf course, lake, and mountain views from your backyard in one of the community's most desirable locations. This exceptional home combines quality upgrades, versatile living spaces, and an unbeatable setting.

15869 W Clear Canyon Drive, Surprise
$329,999
3 Beds ⋅ 2 Baths ⋅ 7060212 MLS ⋅ 1,351 SqFt.
Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1,351 square feet of comfortable living in the highly sought-after Rancho Gabriela community. Thoughtfully cared for and truly move-in ready, this home is the perfect fit for first-time buyers, growing families, or anyone looking for a low-maintenance lifestyle. Step inside to discover a functional floor plan designed to maximize both space and everyday living. Bright, inviting interiors create a warm atmosphere that's ready for your personal touch. One of the home's standout features is the A/C system, replaced just five years ago, providing added peace of mind and energy-efficient comfort during Arizona's warmer months. Ideally located just minutes from the Loop 303, you'll enjoy quick access to shopping, dining, parks, and highly rated schools, making daily commutes and weekend activities both easy and convenient. Combining a fantastic location, excellent condition, and exceptional value, this Rancho Gabriela home is ready for its next owner to move in and start making memories.

14867 W Wethersfield Road, Surprise
$559,000
3 Beds ⋅ 2 Baths ⋅ 7060198 MLS ⋅ 2,051 SqFt.
Highly sought-after RV garage home, additionally featuring a one-of-a-kind private, custom courtyard. This well-cared for 3 bedroom, 2 bath home also includes a fully enclosed, upscale design flex space, perfect for a home office or bonus room. Enjoy fruiting citrus trees, space for your RV, boat, and toys, plus all the community amenities. Ideally located in the fast-growing West Valley with convenient access to Loop 303 and just a short distance from outdoor recreation, dining, and shopping.

17780 W Monte Lindo Lane, Surprise
$379,900
2 Beds ⋅ 2 Baths ⋅ 7060174 MLS ⋅ 1,728 SqFt.
Home is where the heart is & this is the one!,A warm, cozy,well loved home just waiting for you.This Westward Ho model features 2 bedrooms, 2 bath, & a den that can easily converted to a third bedroom. Upgrades include granite countertops in both kitchen & bathrooms, new plank flooring, carpeted bedrooms, remodeled walk in shower in the primary ensuite, & a tiled accent guest bath. The home has an open flow between dining, living, & family room spaces complete w/ a gas fireplace. The kitchen has s/s appliances, reverse osmosis, & a darling breakfast nook perfect for morning coffee.The home has fun architectual arches throughout. The backyard has a full length covered patio & mature landscaping. The expanded garage accomodates 2 cars & a golf cart. The home has a waster filteration system.

17605 N Coconino Drive, Surprise
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