Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona—a vibrant city nestled in the heart of Maricopa County that beautifully blends small-town charm with big-city amenities. Known for its warm climate, stunning desert landscapes, and friendly community, Surprise is a haven for families, retirees, and anyone looking for a peaceful yet active lifestyle.

Surprise boasts an array of recreational opportunities, including the expansive Surprise Community Park and the renowned Surprise Stadium, home to spring training for Major League Baseball teams. The city is also rich in shopping and dining options, with local boutiques and eateries that showcase the unique flavors of Arizona. For those who appreciate the outdoors, the nearby White Tank Mountain Regional Park offers breathtaking hiking trails and picturesque views.

When it comes to housing, Surprise is an ideal choice, especially for those looking to take advantage of FHA financing options. With a variety of homes available—from charming single-family residences to modern townhomes—there's something for everyone in this dynamic market. FHA loans make homeownership more accessible, allowing buyers to secure homes with lower down payments and flexible credit requirements.

Whether you’re a first-time buyer or looking to invest in a rental property, Surprise’s real estate landscape is filled with opportunities. Experience the warmth of community living and the comfort of a home that suits your lifestyle in this flourishing city. Discover your future in Surprise, where the possibilities are as bright as the Arizona sun!

Newest Surprise Homes with FHA New Financing

$550,000
4 Beds ⋅ 3 Baths ⋅ 7061376 MLS ⋅ 2,907 SqFt.
A rare find! This beautiful 4-bedroom gem offers the perfect blend of comfort, style, and functionality, creating a warm and inviting ambiance you'll love coming home to. Fall in love with a large & airy living room with soaring ceilings, along with a harmonious great room adorned with pre-wired surround sound, making it the ideal space for movie nights. Gourmet kitchen displays glossy stainless steel appliances, abundant cabinetry with crown moulding, mosaic tile backsplash, recessed/pendant lighting, and a prep island with a breakfast bar. Flexible bonus room can easily serve as an additional bedroom or media area. Spacious primary retreat showcases balcony access, an ensuite, and a walk-in closet. Wonderful backyard shines with a covered patio, fire pit, and a refreshing pool. PLUS! Solar panels provide added energy efficiency and long-term savings. This value has it all!

17653 W Marconi Avenue, Surprise
$499,000
4 Beds ⋅ 3 Baths ⋅ 7061353 MLS ⋅ 2,264 SqFt.
Welcome to your own private desert retreat! Perfectly positioned on a desirable cul-de-sac, this exceptional home delivers impressive curb appeal with stone accents, a welcoming front patio, a two-car garage, and an RV gate. Step inside to soaring ceilings, warm rustic wood flooring, and a bright, inviting living space that instantly feels like home. The stylish kitchen is ready for everything from casual breakfasts to festive gatherings, featuring solid-surface countertops, abundant cabinetry, built-in appliances, recessed lighting, and a two-tier island with breakfast-bar seating. Upstairs, the versatile loft is perfect for a home office, media room, playroom, or cozy retreat. The spacious primary suite offers a private bath with dual sinks and a generous walk-in closet. Then step outside--and prepare to fall in love! This resort-inspired backyard was made for unforgettable Arizona living. Cool off in the sparkling pool, practice your short game on the putting green, host barbecues beneath the gazebo with its built-in grill, or gather around the glowing fire pit under the stars. A covered patio and convenient storage shed complete this incredible outdoor oasis. This is more than a home--it's your own personal escape for relaxing, entertaining, and making lasting memories. Come experience it for yourself!

26079 N 165th Lane, Surprise
$524,900
3 Beds ⋅ 2 Baths ⋅ 7061232 MLS ⋅ 2,273 SqFt.
Luxury resort lifestyle you deserve awaits without a luxury-home price tag! Regal single-level home pampers w/Premier amenities usually only seen at high-end pricing! BACKYARD OASIS boasts HEATED POOL & SPA, a PUTTING GREEN, built-in BBQ w/SIDEBURNER, FIRE PIT seating area & OUTDOOR SHOWER! Elegant Designer window coverings thru out, w/3 bedrooms +den, AND distinctive MUDROOM /FLEX-ROOM w/built-in wine cooler to use as hobby rm or extra guest room! Unique home is designed for COMFORTABLE EVERYDAY LIVING & EFFORTLESS ENTERTAINING w/New CARPET, a CUSTOM STONE SNAIL SHOWER in primary suite, CHEFS KITCHEN w/GRANITE counters, staggered cabinets, GAS DOUBLE OVEN, w/Great room surround sound, fresh paint & OWNED SOLAR for REMARKABLE ENERGY SAVINGS! Off the 303 near Spring Training +AZ Cardinals!

18069 W Rimrock Street, Surprise
$582,500
3 Beds ⋅ 2 Baths ⋅ 7061213 MLS ⋅ 2,393 SqFt.
Best of both worlds! This home is a rare find with a location on the Golf Course AND a Private Pool. Extensive upgrades and updates throughout include fresh exterior paint, new roof, new HVAC, windows, Italian tile floors and more! All the works been done so it's relax and enjoy time for the new owners. The Phoenician model offers an open feel with a split floor plan, high ceilings, den, formal dining, kitchen island with bar seating and a butler pantry making it a joy to entertain family and friends. Roomy primary suite has walk-in wardrobe and full walk-in shower. The recently installed pool is temp controlled with heat/cool heat pump for year round use. A new pergola adds to the resort feel of the fenced back yard that overlooks the Dick Baily signature designed golf course. Arizona Traditions is an active 55+ Gated Resort Community, close to an abundance of shopping and restaurant area, located in Surprise which was recently named the safest city in Arizona. Pickleball, Tennis, Pools, Fitness Center, Craft and Hobby Clubs and Social Activities abound. Come see what the Arizona Traditions Resort lifestyle is all about!

17489 N Goldwater Drive, Surprise
$467,990
4 Beds ⋅ 3 Baths ⋅ 7061080 MLS ⋅ 2,222 SqFt.
Discover the Lavender Plan, a beautifully designed single-story home offering 2,222 sq. ft. of stylish, functional living space on a corner lot with neighboring single level homes. This move-in-ready residence with a Modern Desert style exterior features a front porch, 4 spacious bedrooms, 3 bathrooms, a flexible guest retreat, a 2.5-car garage tandem garage and an outstanding 55' deep backyard situated on an end lot. At the heart of the home, the kitchen shines stained wood shaker 42'' cabinets, quartz countertops, a white designer backsplash, and a large island perfect for gathering. As part of the Ahton Woods Roosevelt Collection, it comes complete with gourmet stainless steel appliances featuring a gas cooktop, under cabinet hood, dishwasher and microwave oven wall unit in addition to prewires for pendant lights. Wood-look plank tile flows through the main living areas, leading to an open great room that connects effortlessly to a covered patio through a 4-panel sliding glass door, ideal for indoor-outdoor living. Additional highlights include a soft water loop, 8-foot interior doors and elegantly finished bathrooms with White Sand quartz countertops and oval sinks. With its thoughtful layout, modern finishes, and welcoming design, the Lavender Plan is a home you'll love to live in every day. Located in the gated Visara community in Surprise (163rd Ave & Visara Pkwy) with future amenities including a pool, basketball court, BBQ/picnic areas, tot lot, community trails, and quick access to Loop 303 & Route 60.

16179 W Red Bird Road, Surprise
$372,000
3 Beds ⋅ 2 Baths ⋅ 7061076 MLS ⋅ 1,578 SqFt.
Lovely single-level 3-bedroom, 2-bath home featuring a desirable open great room design with a split-bedroom floor plan. Ideally situated across the street from one of the many greenbelts in the sought-after Austin Ranch community. Just off the entry foyer, you'll find a private den, perfect for a home office or a flex space. The spacious kitchen boasts a large island, walk-in pantry, and plenty of cabinet and countertop space. The generous primary suite features a dual-sink vanity, walk-in shower, and large walk-in closet. The secondary bathroom has a convenient tub/shower combo. Step outside to the covered patio with extended paver area and low-maintenance artificial turf, creating the perfect outdoor living space. Additional highlights include a 2-car garage with an epoxy-coated floor. Austin Ranch offers outstanding community amenities, including pool, splash pad, covered playground, dog park, pickleball and basketball courts, and covered picnic and grilling areas.

21915 N 181st Avenue, Surprise
$570,000
4 Beds ⋅ 3 Baths ⋅ 7061037 MLS ⋅ 2,756 SqFt.
Welcome to your dream home located in the highly coveted Marley Park community of Surprise, Arizona. This spacious residence offers the perfect blend of traditional elegance and modern simplicity. Boasting four spacious bedrooms, three full bathrooms, and a versatile flex room, this property is engineered for everyday living and entertaining. Live in one of Surprise's premier master-planned communities, famous for its tree-lined streets, community pools, resort-style clubhouse and vibrant parks. Located within minutes of the Village at Prasada giving you instant access to dining, shopping and entertainment. Zip anywhere in the valley with speedy access to the Loop 303, Loop 101, US-60. Huge Front Porch Flex Room with Closet Subway Tile in Kitchen Extended Kitchen Island Upgraded Kitchen & Bathroom Hardware Extended Kitchen Cabinets Extended Arcadia Door Wallk In Pantry with Light Outlet in Living Room Floor Living Room Speaker Connections in Ceiling Master Bedroom Linen Closet Master Bathroom Walk in Tiled Shower RV Gate 2 AC Units Pavers & Turfed backyard

13711 N 145th Drive, Surprise
$499,000
4 Beds ⋅ 2 Baths ⋅ 7061002 MLS ⋅ 2,313 SqFt.
Welcome to this beautifully appointed home in the highly sought-after planned community of Continental at Kingwood. Thoughtfully designed with both elegance and comfort in mind, this exceptional residence offers an inviting open floor plan and an impressive list of premium upgrades. At the heart of the home is a stunning gourmet kitchen featuring luxurious quartz countertops, an oversized island with breakfast bar seating, stainless steel appliances including a built-in microwave and refrigerator, a large farmhouse-style basin sink, spacious walk-in pantry, stylish subway tile backsplash, upgraded cabinetry, and an abundance of countertop and storage space--perfect for everyday living and entertaining alike. The private primary suite is a true retreat, showcasing grand double-door entry, soaring vaulted ceilings, accent plant shelves, direct access to the back yard oasis, a spacious walk in closet, dual vanities, beautiful custom walk in shower, situated on a corner lot, Low maintenance artificial turf in front and rear yards lead you to a sparkling pool, custom stone fireplace ideal for relaxing or entertaining. With its exceptional finishes, thoughtful design and outstanding location, this remarkable home offers the perfect blend of luxury, comfort and Arizona living at its best.

17409 N Cassi Drive, Surprise
$400,000
4 Beds ⋅ 2 Baths ⋅ 7060981 MLS ⋅ 1,867 SqFt.
Welcome to this beautifully maintained 4-bedroom, 2-bathroom home featuring a spacious 2-car garage and an exceptional backyard designed for Arizona living. The open concept kitchen and dining area flow seamlessly into the expansive great room, creating the perfect space for entertaining and everyday life. The private primary suite is located at the rear of the home and offers a spacious en-suite bathroom with dual vanities, a walk-in shower, and a large walk-in closet. Step outside to your backyard oasis, complete with a custom paver patio, low maintenance synthetic turf, and a high pressure misting system to help keep you cool during the Arizona summers. Additional upgrades include a whole home water softener and reverse osmosis water filtration system. Owner/Agent.

26258 N 165th Drive, Surprise
$469,900
4 Beds ⋅ 3 Baths ⋅ 7060887 MLS ⋅ 2,125 SqFt.
Beautiful home located in the San Francisco at Prasada community, offering modern design and open-concept living. Thoughtfully designed floorplan with spacious living areas, a well-appointed kitchen with a large island and walk-in pantry, and seamless indoor-outdoor flow with a covered patio & private courtyard. Located near Loop 303 & Waddell Rd, just minutes from Prasada Marketplace, shopping, dining, and entertainment. Enjoy a master-planned community featuring parks, walking paths, and a community aquatic center.

13537 N 158th Avenue, Surprise
$474,990
4 Beds ⋅ 3 Baths ⋅ 7060885 MLS ⋅ 2,222 SqFt.
This stunning single story home offers 2,222 sq ft of functional living space. It features 4 bedrooms, 3 bathrooms, guest retreat area, and a 2.5 car garage. The open concept kitchen is perfect for entertaining and features an Island, a walk-in pantry and stainless steel appliances. It also offers our Essential Collection which includes white 42'' cabinets, quartz kitchen countertops, and 7x22 wood looking plank tile in all the common areas. The great room offers a large sliding glass door so you can step out into your covered patio to enjoy indoor/outdoor living in your backyard with friends and family. The primary suite has a spacious walk-in closet, double sinks, walk-in shower, and an additional linen closet for extra storage. This home also features interior blinds and all appliances included making it move in ready! Located in North Copper Canyon with resort-style amenities and easy access to the 303.

18228 W Creedance Boulevard, Surprise
$429,990
5 Beds ⋅ 3 Baths ⋅ 7060811 MLS ⋅ 2,536 SqFt.
House being sold ''AS IS''

15476 W Yucatan Drive, Surprise
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