Surprise Homes with Conventional New Financing

Surprise Homes with Conventional New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County, where the sun shines bright and the community spirit is even brighter. Known for its friendly atmosphere and stunning desert landscapes, Surprise offers a unique blend of suburban tranquility and urban convenience, making it an ideal place to call home.

Surprise boasts a rich tapestry of recreational opportunities, ranging from the expansive parks and golf courses to the exciting events hosted at the Surprise Stadium, home to the Kansas City Royals and Texas Rangers during spring training. The city’s commitment to community engagement is evident in its numerous festivals, farmers’ markets, and cultural events that bring residents together year-round.

When it comes to housing, Surprise presents an impressive array of options, particularly for those interested in homes with conventional new financing. With a diverse selection of single-family homes, townhouses, and modern developments, there’s something to suit every taste and budget. The accessibility of conventional financing makes it easier for prospective homeowners to secure their dream property in this thriving community.

Whether you’re a first-time buyer or looking to upgrade, Surprise offers a welcoming environment with a strong sense of community. With its affordable housing market, excellent schools, and an abundance of outdoor activities, you’ll find that Surprise is not just a place to live, but a place to thrive. Come explore what makes this city truly special and discover your perfect home in Surprise, AZ!

Newest Surprise Homes with Conventional New Financing

$385,000
2 Beds ⋅ 2 Baths ⋅ 7080587 MLS ⋅ 2,051 SqFt.
Discover this lovely single-story home in the sought-after Arizona Traditions adult community! This gem welcomes you with vibrant landscaping, a cozy front porch, and a 2-car garage with attached storage. The home has been updated with brand-new wood-like flooring throughout, new bathroom vanities, and quartz kitchen countertops. A stone fireplace adds warmth to the family room, complemented by neutral tones. The well-appointed kitchen features ample cabinetry, a spacious peninsula with a breakfast bar, and Brand New Stainless Steel appliances.The spacious primary suite provides a comfortable retreat with a walk-in closet and a full bathroom. A versatile den offers the perfect space for a home office, reading area, And there's even more room to enjoy in the separate,generously sized Hobby Room, ideal for crafts, hobbies, a workshop, or additional climate-controlled storage. Step outside to the backyard and relax or entertain beneath the cozy covered patio. The low-maintenance outdoor space provides a comfortable setting for morning coffee, afternoon relaxation, or gatherings with friends and family. Arizona Traditions offers an exceptional lifestyle with walking paths, golf, a restaurant, community pool, and more, all conveniently located near shopping and with easy freeway access. This home is a must see!!!

17434 N Javelina Drive, Surprise
$750,000
4 Beds ⋅ 3 Baths ⋅ 7080504 MLS ⋅ 3,261 SqFt.
Welcome to this fantastic 4 bedroom, 3 bathroom home situated on an oversized corner lot in desirable, gated, Rancho Gabriela! Featuring a 3 car garage, RV gate and a split double master bedroom layout! Inside, you will enjoy a bright inviting layout with vaulted ceilings, a thoughtful combination of tile and carpet flooring and a warm, earthy palette. The well appointed kitchen features granite counters, stainless steel appliances, abundant cabinetry, and an island with a breakfast bar. The spacious primary suite offers a walk in closet, dual sinks, separate shower and tub, and direct outdoor access. Relax in the temp controlled AZ room which can be perfect for the kids to play or enjoy the backyard with a pergola, fountain, and plenty of space for entertaining. Make it yours today!

11303 N 150th Lane, Surprise
$480,000
3 Beds ⋅ 2 Baths ⋅ 7080494 MLS ⋅ 2,393 SqFt.
Located in Gated 55+ Arizona Traditions this highly desired Phoenician model is a perfect split-floor plan. This meticulously maintained & upgraded home features soaring vaulted ceilings, lots of natural light, plantation shutters and large picture windows look out to a outdoor living space. The kitchen features newer high-end appliances w/newer refrigerator, quartz counters, large island breakfast bar, gas cooktop, custom cabinets w/ newer hardware, walk-in pantry, and butler's pantry. The two primary ensuites and spacious 3rd Bedroom. Main primary bathroom with spa features & extra large walk-in closet. Outdoor Living space includes paved patio and extended patio cover, easy to maintain synthetic grass, sun shades. Lots of room to relax in the sun or the shade. No neighbors behind. Laundry room has utility sink, cabinets and washer & dryer included! The garage is extended w/newer garage epoxy coating. MUCH MORE. A MUST SEE!

17936 N Linkletter Lane, Surprise
$599,900
6 Beds ⋅ 4 Baths ⋅ 7080416 MLS ⋅ 3,297 SqFt.
Six bedrooms and four bathrooms give this two-story home serious room to spread out -- whether you need space for a large household, frequent guests, or a dedicated home office. From the moment you walk in, tile flooring runs throughout the main living areas, creating a durable, easy-care foundation for daily life. The living room, dining space, and kitchen all open into one another, making the layout ideal for entertaining or simply keeping an eye on the kids while you cook. The kitchen anchors the main floor with warm wood cabinetry that offers abundant storage, a center island for extra prep space and casual seating, and a full suite of stainless steel appliances. It's a layout built for both everyday meals and larger gatherings. Upstairs, the primary suite is generously sized, with enough room for a separate sitting area -- a nice touch if you want a reading nook, small home gym corner, or just extra breathing room away from the main living space. The en-suite bathroom includes a double-sink vanity, making morning routines easier for two. The remaining bedrooms are versatile enough to serve as guest rooms, a home office, a playroom, or flex space to suit whatever your household needs most. A loft-style landing at the top of the stairs adds yet another gathering spot -- great for a second living area, homework station, or media nook. Outside, a covered patio provides shaded outdoor living space overlooking a grass lawn, bordered by low-maintenance desert landscaping -- a practical balance between usable yard space and water-conscious design. A three-car garage, finished with built-in cabinets and epoxy flooring, offers ample storage and a clean, functional space for vehicles, tools, or hobbies. Location is a major highlight here: this home is zoned for Dysart Unified School District: Western Peaks Elementary School, Cimarron Springs Middle School, and Willow Canyon High School -- all rated "A". Add in close access to Highway 303 with major shopping both north and south, and this location delivers on both education and convenience.

18049 W Ivy Lane, Surprise
$549,000
3 Beds ⋅ 2 Baths ⋅ 7080388 MLS ⋅ 2,298 SqFt.
Beautiful Stonecrest model with BIG 2026 UPDATES: NEW ROOF, NEW A/Cs, NEW WATER HEATER, NEW CARPET & FRESH EXTERIOR PAINT! Light, bright and cheerful with neutral colors throughout. Perfectly located near both rec centers, all 4 golf courses, pickleball, pools, spa and everything Grand has to offer. The split-bedroom floor plan gives guests their own private space. Spacious primary suite features a bay window, dual sinks, separate tub & shower and large walk-in closet. The kitchen is the heart of the home with granite counters, breakfast bar, 2 pantries and plenty of storage. Relax on the large, north-facing covered patio overlooking a private ¼-acre backyard--perfect for enjoying time with family and friends!

16012 W La Paloma Drive, Surprise
$649,900
3 Beds ⋅ 2 Baths ⋅ 7080384 MLS ⋅ 1,708 SqFt.
COMING SOON!!! To be built 3-bedroom, 2 bath home that offers 1,708 sf of open concept living space paired with an attached RV garage and a two car garage. Inside, you'll find vaulted ceilings, a bright kitchen with a 7 foot island and pantry. ALL appliances included. Enjoy an oversized dining area with an 8 foot patio door that opens to the covered patio. A block fence and privacy yard with grass for the dogs and a BBQ island are included. The massive owner's-suite features a walk-in closet and luxury bath with a dual-sink vanity, linen closet and oversized shower. This unique split garage design includes a standard 2-car garage plus a soaring 42' RV garage, giving you all the storage you need for vehicles, toys, and equipment. Built for comfort and efficiency, this home is fully sheared and includes low-E windows, spray foam insulation including both garages. A Lennox 14 SEER HVAC system takes care of heating and cooling. Brand new shared well and equipment with high pressure system and buried underground storage tank for 3 new homes. Make this home truly yours with the ability to choose all your colors and finishes.

319XX N 165th Avenue, Surprise
$1,399,000
2 Beds ⋅ 3 Baths ⋅ 7080378 MLS ⋅ 2,657 SqFt.
Welcome to luxury desert living at its absolute finest in the prestigious Sterling Grove Golf and Country Club. Nestled on a MASSIVE 15,383 sq ft corner lot at the quiet end of an exclusive 55+ parcel surrounded entirely by single-level homes, this highly sought-after St. Helena model offers unparalleled privacy with a neighbor on only one side. From the moment you step inside, the extensive premium upgrades are on full display, starting with striking, custom-built nine-foot black metal French doors that lead into a sophisticated private office. The open-concept living area boasts a dramatic wood-beamed ceiling and elegant crown molding, flowing seamlessly past a formal den/lounge and a well-appointed butler's pantry. The split floor plan layout ensures ultimate comfort for guests with... ... a separate bedroom featuring its own en-suite bathroom and walk-in closet, while the primary suite serves as a lavish retreat complete with a spa-like soaking tub and a custom closet upgrade. Indoor-outdoor entertaining reaches new heights thanks to a massive 16-foot multi-panel sliding patio door that opens up to an extended covered patio built for maximum shade. The breathtaking backyard is truly second to none, showcasing a large professional-grade putting green, a charming gazebo, and an elevated swim-spa deck designed specifically to capture unobstructed, panoramic views of the Arizona mountains and vibrant desert sunsets. Complete with a spacious grassy side yard, a pristine tree-lined perimeter, a three-car garage, and extensive landscape and pendant lighting to illuminate those cooler desert nights, this turnkey masterpiece offers a resort-style lifestyle that simply cannot be replicated. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

11001 N Mckinney Street, Surprise
$324,900
1 Beds ⋅ 2 Baths ⋅ 7080343 MLS ⋅ 504 SqFt.
This one Checks All The Boxes! Spectacular Golf Course and White Tank Mt Views. Highly updated Park Model is being presented as a truly ''Turn Key'' move-in ready home, All Furnishings Included. Fully Covered with an Awning that spans corner to corner, highlighted with High grade patio flatwork simulating large tiles, the new fountain, wall hung TV, BBQ grill and extensive patio furnishings add to the symphony of Unparalleled Outdoor Living Space. The 2 story Casita Shed has fixed steps up to the A/C'd Loft, a water closet with Shower and Washer and Dryer. Moving to the Park Model you'll find High ceilings with clerestory widows that add to the bright airy feel. Windows, Doors, Cabinets, Interior Paint, Plumbing Fixtures, Floors and Blinds are just a few of the updates throughout. New Roof on Park Model in 2025. All this on Arguably one of the nicest locations in Happy Trails. An affordable HOA fee includes unmetered water, garbage service and full access to the many amenities. Happy Trails Resort is a very lively 55+ Gated Community highlighted by Pickleball & Tennis Courts, Multiple Pools and Spas, Fitness Center, and a Host of Craft Clubs and Activities. Lots of Live Entertainment and tons of get-togethers mean there's never a dull moment.

17200 W Bell Road Unit 1068, Surprise
$393,870
3 Beds ⋅ 2 Baths ⋅ 7080324 MLS ⋅ 1,545 SqFt.
***MOVE-IN READY January*** Enjoy up to $36K in FlexCash when using our preferred lender.* Discover the Yarrow floorplan from our Sonoran Collection, where style meets innovation designed for flexibility, affordability, and efficiency. This single-family, single-story layout spans 1,545 square feet and offers 3 bedrooms, plus a Flex Room, 2 bathrooms, and an oversized 2-car garage. Experience low-maintenance living in an open-concept floorplan that provides versatile space for the whole family. *Terms and conditions apply. See sales counselor for details.

24017 N 179th Drive, Surprise
$330,000
2 Beds ⋅ 2 Baths ⋅ 7080303 MLS ⋅ 1,627 SqFt.
Welcome to easy, sun-soaked living in Sun City Grand (''The Grand''), one of Surprise, Arizona's most sought-after 55+ master-planned communities. This spacious 2-bedroom, 2-bathroom home offers over 1,600 square feet of comfortable, single-level living designed for how you actually want to spend retirement -- relaxing, entertaining, and enjoying the Arizona sunshine. Inside, an open-concept kitchen flows effortlessly into the main living space, making it a natural gathering spot for family dinners and get-togethers with friends. Both bedrooms are generously sized, and the layout features two private owner's suites -- ideal for hosting overnight guests, an in office or hobby room, or giving everyone their own space. The garage has had additional storage cabinets added. Step outside to a huge covered back patio, the perfect place to sip your morning coffee, dine al fresco, or unwind as the desert sky turns colors at sunset. It's outdoor living at its finest, and it's yours nearly year-round in the Valley's famously mild winters. Living in The Grand means resort amenities right at your doorstep: four championship golf courses (Cimarron, Desert Springs, and the Granite Falls courses), resort-style pools including an indoor pool, tennis, pickleball, bocce, lawn bowling, two fitness centers, and dozens of social clubs and community events. Hop in your golf cart and cruise to Main Street's shops, coffee, ice cream, and restaurants, this is a lifestyle, not just an address.

15327 W Echo Canyon Drive, Surprise
$419,900
4 Beds ⋅ 3 Baths ⋅ 7080243 MLS ⋅ 1,909 SqFt.
SPACIOUS & GORGEOUS HOUSE IN THE PROMINENT MARLEY PARK COMMUNITY! BRIGHT & WELCOMING FOUR BEDROOM FEATURING BRAND NEW STAINLESS STEEL APPLIANCES, CERAMIC TILE, NEW CARPETING & FRESH PAINT ON THE INTERIOR. THIS UNIQUE MODEL HAS A RAISED PLATFORM FRONT PORCH, BOTH A GREAT & A LIVING ROOM, GRANITE COUNTERTOPS & AN INSIDE LAUNDRY ROOM. MASTER SPLIT FLOORPLAN WITH THE MASTER BEDROOM ON THE FIRST LEVEL. THREE LARGE BEDROOMS ON THE SECOND FLOOR, TWO HAVE WALK-IN CLOSETS. A COZY COVERED PATIO TO ENJOY THE MATURE DESERT LANDSCAPING IN THE EXPANSIVE BACKYARD. JUST A FEW BLOCKS WALK TO ALL THAT MARLEY PARK OFFERS. RECREATIONAL CENTER & CLUBS, SWIMMING POOLS & SWIM PARK, FITNESS CENTER, BALL COURTS & SO MUCH MORE! COME TAKE A LOOK AT YOUR NEW HOME.

15348 W Dreyfus Street, Surprise
$507,900
3 Beds ⋅ 3 Baths ⋅ 7080232 MLS ⋅ 2,040 SqFt.
Discover this beautifully designed 3-bedroom, 2.5-bath home in Surprise, AZ offering 2,040 sq ft of modern living space plus a versatile enclosed den--perfect for a home office or flex room. The open-concept layout features a chef-inspired kitchen with oversized island, gas range, stylish upgraded finishes, and abundant cabinetry. Enjoy high ceilings, elegant architectural details, plank tile flooring, and generous storage throughout. The spacious primary suite includes a large walk-in closet. Step outside to a private backyard with ample space has room for a future pool. Located in a sought-after community with parks, resort-style pool, splash pad, walking trails, and easy access to Loop 303, shopping, and dining. Pet-friendly neighborhood. Seller is a licensed Realtor

16025 W Alameda Road, Surprise
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