Florence Homes with Owner May Carry New Financing

Florence Homes with Owner May Carry New Financing

Welcome to Florence, Arizona – a charming town steeped in history and surrounded by stunning desert landscapes. Nestled in Pinal County, Florence boasts a rich heritage that dates back to the late 1800s, making it a treasure trove for history enthusiasts. With its quaint downtown area, you’ll find a delightful mix of historic buildings, local boutiques, and inviting eateries that reflect the town's unique character.

Florence is not just about history; it offers a vibrant community atmosphere and a variety of recreational activities. The nearby San Tan Mountain Regional Park provides hiking, biking, and horseback riding trails, perfect for outdoor enthusiasts. Families can enjoy community events throughout the year, fostering a strong sense of belonging among residents.

For those looking to invest in real estate, Florence presents an exciting opportunity with homes that offer Owner May Carry New Financing. This flexible financing option allows potential homeowners to negotiate terms directly with the seller, making it easier to purchase a home in this picturesque town. Whether you’re a first-time buyer or seeking a second home, this financing option can open doors to your dream residence.

With a growing population and a friendly, welcoming vibe, Florence is an ideal place to settle down. Experience the perfect blend of historical charm and modern convenience, all while enjoying the breathtaking Arizona landscape. Discover your future home in Florence today, where community spirit and opportunity await!

Newest Florence Homes with Owner May Carry New Financing

Two lots totaling approximately 4+ acres in fast-growing Pinal County! An excellent opportunity to build your future home, create a private desert retreat, or invest for long-term growth. Parcels 206-06-031C and 206-06-031D are being offered together, with electric nearby. Enjoy wide-open Arizona skies, extra breathing room, and plenty of possibilities. Seller may carry with acceptable terms--bring your questions and submit an offer! Buyer to verify zoning, utilities, access, acreage, boundaries, building requirements, and all other material facts.

12577 N Hexcel Road Unit -, Florence

Don't miss this opportunity to own a desirable corner lot complete with a well maintained, furnished 2003 34' SunnyBrook fifth wheel ready for you to move in and start enjoying the lifestyle you've been looking for. Perfectly situated on the sunny side of the street, this inviting home offers ceiling fans in both the living room and bedroom for added comfort, along with numerous recent upgrades, including a new roof (2025), upgraded water purification system, newer metal entry steps, and a modern remote-controlled awning for effortless outdoor living. Located in the highly sought after 55+ Caliente Casa De Sol community, you'll enjoy resort style living with an incredible selection of amenities. Spend your days relaxing in one of four pools and spas, staying active with pickleball and horseshoes, or connecting with neighbors through cards, crafts, ceramics, and countless social activities. Additional conveniences include four laundry facilities, a clubhouse, woodshed, annex building, and much more. Whether you're looking for a seasonal retreat or full-time residence, this turnkey property offers exceptional value, low-maintenance living, and an active community you'll love.

202 E Palo Verde Lane Unit 273, Florence

2 Beds ⋅ 2 Baths ⋅ 7046412 MLS ⋅ 1,352 SqFt.

Your dream kitchen has arrived! The open-concept layout of this 2 bedroom home centers around a beautifully remodeled kitchen with granite countertops, updated cabinetry, a designer backsplash, and a spacious walk-in pantry. The attached, oversized Arizona room offers additional living space and opens to a covered patio and large workshop, perfect for hobbies, storage, or projects. Step into the fully fenced backyard where a private staircase leads to an observation deck with breathtaking panoramic mountain views--the perfect place to enjoy Arizona's spectacular sunrises and sunsets. Updated lighting and ceiling fans add a fresh, modern touch throughout. Situated on a spacious corner lot, you'll enjoy extra outdoor space without the extra maintenance.

3600 N Colorado Avenue, Florence

Discover the freedom of rural Arizona living on this GR zoned parcel in Florence. Ideal for a custom home, horse property, hobby farm, or long term investment, this land offers the space and flexibility to bring your vision to life. Enjoy peaceful desert surroundings, wide open views, and a country lifestyle while remaining within convenient reach of shopping, dining, schools, and other local amenities. Whether you are looking to build now or invest for the future, this property presents a unique opportunity in a growing area. Buyer to verify all facts, zoning, utilities, and intended use through their own due diligence.

S Parks Street Unit '-', Florence

Property is located south of Florence Kelvin-Highway. Property has recently been split into three 13-acre lots. Property is gated at Barkerville. Perfect opportunity for a small ranchette or private playground in the desert! Seller will consider terms (25% down, 9% interest, 5-year amortization, 3-year balloon, quarterly payments).

S Barkerville Road Unit -, Florence

*Adjacent Lot available* Escape to wide-open spaces with this 18.6 acre off-grid parcel in Florence, Arizona. Tucked behind a locked gate, this property offers privacy, peace, and protection from unwanted traffic. Surrounded by natural desert vegetation and stunning Arizona landscapes, it's the perfect location for those seeking a quiet retreat, recreational property, future homestead, or investment opportunity. Enjoy expansive desert views, star-filled night skies, and the serenity of rural living while still being within reach of town. Located approximately 1.5 miles from Florence-Kelvin Highway and just 23 miles (about 30 minutes) from historic downtown Florence, you'll have convenient access to shopping, dining, and local amenities while maintaining the privacy and seclusion of off-grid living. No HOA. Bring your vision and enjoy the freedom of owning a piece of Arizona's beautiful open desert.

011B Gardenshire Road Unit E82, Florence

Escape to wide-open spaces with this 18.47-acre off-grid parcel in Florence, Arizona. Tucked behind a locked gate, this property offers privacy, peace, and protection from unwanted traffic. Surrounded by natural desert vegetation and stunning Arizona landscapes, it's the perfect location for those seeking a quiet retreat, recreational property, future homestead, or investment opportunity. Enjoy expansive desert views, star-filled night skies, and the serenity of rural living while still being within reach of town. Located approximately 1.5 miles from Florence-Kelvin Highway and just 23 miles (about 30 minutes) from historic downtown Florence, you'll have convenient access to shopping, dining, and local amenities while maintaining the privacy and seclusion of off-grid living. No HOA. Bring your vision and enjoy the freedom of owning a piece of Arizona's beautiful open desert. Adjacent lot 18 acres also available.

011A Gardenshire Rd Road Unit W82, Florence

1 Beds ⋅ 1 Baths ⋅ 7036888 MLS ⋅ 413 SqFt.

Welcome to Caliente Casa Del Sol, a sought-after 55+ community in Florence, AZ where you own the land--no land lease! This beautifully remodeled home, updated by a licensed general contractor, is move-in ready and features granite countertops, new flooring, fresh interior paint, updated lighting, new vanities, and a remodeled walk-in shower. The spacious kitchen offers a full-size range and ample cabinet space. Enjoy low-maintenance living with low HOA fees and access to community pools, clubhouse activities, and a vibrant social calendar. Perfect as a year-round residence or winter retreat. Affordable, updated, and ready for its new owner!

106 E Hedge Drive, Florence

Rare opportunity to own ±60 acres of scenic Arizona desert with frontage on Kelvin Florence Highway in the rapidly growing Florence area. Surrounded by State Land on the north and west, this private parcel offers exceptional views of the Mineral Mountains, Newman Peak, and the Superstition Mountains. Zoned GR (General Rural) in Pinal County, the property allows a variety of uses including residential, agricultural, equestrian, and recreational opportunities. The level to gently rolling terrain is dotted with native saguaro cacti, creating the classic Sonoran Desert landscape buyers seek. Ideal for a custom ranch, rodeo arena, equestrian retreat, residential development, or long-term investment. The property has potential for future parcel splits and lies in the path of growth. Power is located approximately ½ mile west on Diffin Road, with nearby well activity supporting future development. Enjoy peaceful desert living with paved highway access, abundant outdoor recreation, and endless possibilities on this unique Arizona land holding.

+/-60acres E Florence-Kelvin Highway Unit -, Florence

SEE PLAT MAP IN PICTURES LOTS 5,6,7,8 THERE ARE 4 LOTS HERE FOR SALE. 3 ARE 1.250 ACRES OFFERED AT $135,000.00 EACH 1- 1.549 ACRES OFFERED AT $165,000.00 OWNER WILL CARRY AT 6% INTREST WITH 20% DOWN AMORTISED OVER 30 YEARS WITH A BALLOON PAYMENT IN 15 YEARS. THE LISTING AGENT HAS THE DETAILS. Sweeping views of the Sonoran Southwest Desert's wide open spaces! The most beutiful Sunsets in the Western skies!

0000 E Adamsville Road Unit -, Florence

9.1 acres in Pinal County's growth corridor -- SR zoning, no deed restrictions, and subdivision potential • 9.1 acres | SR zoning | no HOA, no deed restrictions • Dirt road access via recorded easements; electric nearby with electrical easement • Private well required (Pinal AMA); engineered septic required; propane gas; Starlink compatible with strong Verizon signal • Gently flat Sonoran Desert terrain with native vegetation, saguaro cacti, and a wash feature on property • Horses allowed; manufactured home allowed; minor land division survey completed Positioned along the Phoenix-Tucson corridor continues to draw rural residential buyers and investors to affordably priced parcels like this one. Suited for a rural residential build, equestrian use, or land investment.

002 -M Escrito Road Unit -, Florence

Premium horse property , mature trees and saguaro cactus, BORDERING STATE LAND North side of the property line , BEAUTIFUL VIEWS. SELLER FINANCING.

5AC N Gunsight Lane, Florence

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Debbie Berry

Meet Debbie Berry — Team Owner, Trusted Realtor, and Your Advocate in Every Step of the Journey with years of experience in the real estate industry and a deep passion for helping people find their perfect home. I’ve built my career on trust, results, and relationships. As the owner of our team, I bring a personal commitment to every transaction, making sure our clients feel informed, supported, and confident from start to finish. What makes me the best agent to work with? It’s simple—I listen first, then lead with purpose. I treat every buyer and seller like family, offering honest guidance, sharp negotiation skills, and local market expertise that consistently delivers success. Whether you're buying your first home, upsizing, downsizing, or investing, I’m here to simplify the process, reduce stress, and help you make smart decisions. Real estate isn’t just my profession—it’s my passion. And when you work with me and my team, you’ll see that we go above and beyond to ensure your experience is berry good from day one.

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Brandon Seil

Brandon Seil is a proud native of Gilbert, Arizona, with deep roots in the community he still calls home. Growing up in Gilbert, he watched the town evolve from quiet farmland into one of Arizona’s most vibrant cities. That lifelong connection fuels his passion for helping others find their place here too. Before entering real estate, Brandon spent over 20 years teaching piano and running a successful music studio. He built his life around relationships, mentorship, and trust. Later, he owned a local café, where he sharpened his business skills and learned the value of service that goes beyond expectations. Real estate had always been in the background. During the COVID-19 lockdown, Brandon decided to pursue it fully and earned a degree in Business Administration with a focus on marketing. This blend of formal education and real-world experience allows him to serve clients with both strategy and heart. Today, Brandon lives in Gilbert with his wife, their two kids, and a pair of energetic dogs. When he’s not helping clients, he’s exploring Arizona’s trails or working on projects around the house and garage. Brandon isn’t just focused on transactions. His goal is to build lasting relationships and provide a personal, high-quality experience that makes every client feel right at home.

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Ronda Peasel

Ronda Peasel is an energetic, knowledgeable, and experienced real estate professional who is passionate about helping her clients achieve their goals. With a deep understanding of the local market and a strong commitment to excellence, Ronda brings both expertise and heart to every transaction.What truly sets Ronda apart is her caring, client-first approach. She doesn’t view real estate as “just a transaction” — she treats every client like family. From first-time buyers to seasoned homeowners, Ronda takes the time to listen, educate, and guide her clients with honesty, patience, and genuine care.Known for her strong work ethic, attention to detail, and responsive communication, Ronda is dedicated to making the buying or selling process as smooth and stress-free as possible. Her clients value her ability to advocate fiercely on their behalf while always keeping their best interests at the center of every decision.When you work with Ronda Peasel, you gain more than a real estate agent — you gain a trusted advisor and lifelong partner in your real estate journey.

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Graham Lovin

Born and raised in the Valley, I have a strong connection to the area and a real understanding of what makes each neighborhood unique. As a young agent, I bring a fresh perspective, high energy, and a strong work ethic to everything I do. I’m always staying on top of the market, thinking creatively, and going the extra mile to give my clients an edge. Whether you’re buying, selling, or just exploring your options, my goal is to make the process smooth, straightforward, and ultimately a great experience from start to finish.

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Lori Geith | Where every move is handled with care!

Hi, my name is Lori and I’m here to guide you through Arizona living with confidence and ease. With over 30 years of experience in sales and marketing, I offer a thoughtful, results-driven approach to real estate. I understand how to position homes, navigate negotiations, and help my clients make informed decisions in a competitive market—whether you’re buying, selling, or exploring new construction. What truly sets me apart is my background as a geriatric home health nurse. It allows me to serve my clients with a deeper level of patience, compassion, and understanding—especially when supporting seniors and families through meaningful life transitions. I believe real estate is more than a transaction—it’s a personal journey. My commitment is to make that journey seamless, supported, and ultimately rewarding as you find the place you’re meant to call home.

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