Florence Homes with FHA New Financing

Florence Homes with FHA New Financing

Welcome to Florence, Arizona—a charming town nestled in the heart of Pinal County that beautifully blends rich history with modern living. Known for its picturesque landscapes and friendly community, Florence offers a unique lifestyle that attracts families, retirees, and everyone in between. With its warm desert climate, residents enjoy over 300 days of sunshine a year, making it an ideal destination for outdoor enthusiasts.

Florence is steeped in history, boasting a vibrant downtown area with historic buildings that tell the story of its founding in the late 1800s. From local shops and art galleries to delightful eateries, there’s always something to explore. Nature lovers will appreciate the nearby parks and hiking trails, while the Gila River provides opportunities for fishing and kayaking.

For those considering a move to Florence, the real estate market is thriving, with homes available for FHA financing. This means that first-time homebuyers and those looking to refinance can take advantage of lower down payment options and more accessible lending criteria. Whether you’re searching for a cozy single-family home or a spacious residence with stunning mountain views, Florence has a diverse array of properties to meet your needs.

With its welcoming atmosphere and affordable housing options, Florence is not just a place to live; it’s a place to thrive. Discover your dream home in this enchanting town and become part of a community that feels like family. Experience the best of Arizona living in Florence!

Newest Florence Homes with FHA New Financing

$260,000
3 Beds ⋅ 2 Baths ⋅ 7060666 MLS ⋅ 1,441 SqFt.
Move-in ready 2021-built home offering 1,441 sq. ft. on a desirable corner lot in an established neighborhood. With only one adjacent neighbor and east/west exposure, the property provides added privacy and abundant natural light. Popular split floor plan with 3 bedrooms and 2 bathrooms centered around an open-concept living area. Interior features include fresh paint, updated window blinds, and ceiling fans in all rooms. Kitchen features granite countertops, ample cabinetry, and included full-size appliances. Additional highlights include a dedicated laundry room and attached 2-car garage. Front and back yards are fully landscaped, enhancing curb appeal and providing usable outdoor space. Conveniently located near schools, shopping, dining, and parks.

250 S Sycamore Street, Florence
$354,900
3 Beds ⋅ 3 Baths ⋅ 7060049 MLS ⋅ 2,057 SqFt.
Located in the desirable Anthem at Merrill Ranch community! This well-maintained home features an open and functional layout with 3 bedrooms, 2.5 bathrooms, a spacious great room, and a tandem garage. Thoughtful upgrades throughout include plantation shutters, upgraded primary closet cabinetry, epoxy garage flooring with built-in shelving and water softener and reverse osmosis systems. Step outside to a beautifully finished backyard with artificial turf, pavers, and a spa under a pergola, creating a great space to relax or entertain. Enjoy access to the community's many amenities, including pools, parks, fitness and recreation areas, and more. Washer, dryer, and refrigerator do not convey. Spa may convey with an acceptable offer.

8296 W Ebbets Court, Florence
$274,990
4 Beds ⋅ 3 Baths ⋅ 7059841 MLS ⋅ 1,943 SqFt.
Discover new homes in Florence, AZ, at Western Crossings! Here, small-town charm meets modern design, with a thoughtfully curated lineup of single-family floor plans showcasing open-concept layouts and premium features. Homes offer spacious, stylish design with sunlit rooms and high-end finishes, making it easy to find your perfect fit.

523 W Van Haren Street, Florence
$264,990
4 Beds ⋅ 3 Baths ⋅ 7059839 MLS ⋅ 1,801 SqFt.
Discover new homes in Florence, AZ, at Western Crossings! Here, small-town charm meets modern design, with a thoughtfully curated lineup of single-family floor plans showcasing open-concept layouts and premium features. Homes offer spacious, stylish design with sunlit rooms and high-end finishes, making it easy to find your perfect fit.

507 W Van Haren Street, Florence
$254,990
3 Beds ⋅ 3 Baths ⋅ 7059836 MLS ⋅ 1,612 SqFt.
Discover new homes in Florence, AZ, at Western Crossings! Here, small-town charm meets modern design, with a thoughtfully curated lineup of single-family floor plans showcasing open-concept layouts and premium features. Homes offer spacious, stylish design with sunlit rooms and high-end finishes, making it easy to find your perfect fit.

497 W Van Haren Street, Florence
$254,990
3 Beds ⋅ 2 Baths ⋅ 7059806 MLS ⋅ 1,470 SqFt.
Discover Your Dream Home in the Bisbee Ranch! Step into the Gilbert Plan, a stunning new residence offering modern elegance and versatility. This beautiful home features stunning kitchen cabinetry, quartz countertops, and LG appliances, including a smooth-top range, built-in microwave, and dishwasher. Unwind in the spacious primary suite with dual vanity sinks, a walk-in closet, and two additional bedrooms and another full bath. Energy-efficient features like Low E insulated dual pane windows and a one-year limited home warranty ensure peace of mind. In addition, this home offers a covered patio and a 2-car garage.

1063 W Elliot Street, Florence
$269,990
3 Beds ⋅ 2 Baths ⋅ 7059804 MLS ⋅ 1,650 SqFt.
Discover Your Dream Home in the Bisbee Ranch! Introducing the Sterling Plan! This meticulously crafted single-story home offers a harmonious blend of style and practicality. The open-concept great room flows effortlessly into the dining area and a modern kitchen, complete with quartz counters and LG appliances. The primary suite provides a walk-in closet and an en-suite bathroom featuring a double vanity. This plan also features two additional bedrooms and a large laundry room. The covered patio is perfect for outdoor relaxation, while the 2-bay garage ensures secure parking and storage.

1071 W Elliot Street, Florence
$369,900
4 Beds ⋅ 2 Baths ⋅ 7059539 MLS ⋅ 2,053 SqFt.
Privacy, space, and an unbeatable lifestyle await in this beautifully maintained home in Anthem at Merrill Ranch. Backing to a wash with no neighbors behind, this home offers exceptional privacy and peaceful desert views. A beautiful tiled walkway leads to the front door, creating a warm and welcoming first impression. Featuring 4 bedrooms plus a flexible den, this home offers the space and versatility you're looking for. The spacious great room creates an inviting gathering space, while the kitchen is designed for both everyday living and entertaining with abundant counter space, a large pantry, gas cooking, a center island with breakfast bar, and a generous eat-in dining area. The primary suite features a charming bay window, a spacious walk-in closet, and an ensuite bath with dual sinks and a large linen closet for added storage. Fresh interior paint adds a clean, updated feel throughout the home. Step outside to your private backyard retreat, where an expansive tiled entertaining area, covered patio, relaxing hot tub, mature landscaping, and peaceful sweeping desert views create the perfect setting for entertaining or simply unwinding. Residents of Anthem at Merrill Ranch enjoy an exceptional lifestyle with resort-style amenities including community pools, a fitness center, a championship golf course, parks, playgrounds, a dog park, tennis and pickleball courts, basketball courts, miles of walking and biking trails, and year-round community events. The home can be purchased fully furnished, with all furniture and furnishings included--making your move simple and effortless.

2315 N Daisy Drive, Florence
$309,990
4 Beds ⋅ 2 Baths ⋅ 7059517 MLS ⋅ 1,787 SqFt.
QUICK MOVE-IN HOME AVAILABLE! THIS HOME IS SITTING ON A PREMEUM 8,000 SQ FT LOT WITH NO NEIGHBORS BEHIND YOU! The Gaven floorplan is a beautiful single level home designed around 1,787 square feet consisting of 4 bedrooms, 2 bathrooms. With its spacious layout, high 9' ceilings, modern amenities like granite countertops, 42'' cabinet uppers, 4'' baseboards, Moen bath faucets and stainless-steel appliances, it's sure to appeal to many buyers. The combination of 18X18 ceramic tile flooring throughout and durable Mohawk carpet in the bedrooms offers both practicality & comfort. Ask about BELOW MARKET Interest Rates and Closing Cost Incentive when you elect to finance with preferred lender. This is a USDA eligible community with $0 down.

451 W Keating Street, Florence
$669,000
3 Beds ⋅ 2 Baths ⋅ 7059368 MLS ⋅ 2,390 SqFt.
Better than new with over $250,000 in builder upgrades and owner improvements already completed. Situated on a premium wash view lot in the award winning 55+ community of Anthem at Merrill Ranch, this home offers resort style living with a heated and chilled PebbleTec pool, completed landscaping, and all the major improvements already finished. The split floor plan features two guest bedrooms and a full bath in one wing, an enclosed office with glass French doors, and a private primary suite tucked away at the rear of the home. The upgraded Chef Lux kitchen includes stacked cabinetry, KitchenAid appliances, Level 6 quartz countertops, designer island cabinetry, soft close cabinets and drawers, under cabinet lighting, upgraded backsplash, and premium hardware. The spacious great room features tray ceilings, surround sound prewire, luxury vinyl plank flooring, and a 4 panel sliding glass door that seamlessly blends indoor and outdoor living. Additional builder upgrades include a third bedroom, golf cart garage, extended 2 car garage, rear home extension, driveway and walkway pavers, garage ceiling and exterior wall insulation, upgraded interior doors, gas stub package, and much more. The primary bath features an upgraded frameless glass shower enclosure with premium tile surrounds and finishes. Owner improvements include an owned reverse osmosis system and water softener, epoxy coated garage floors, overhead garage storage racks, custom closet improvements, shutters, gutters, patio screen, and extensive front and rear landscaping. Anthem at Merrill Ranch offers golf, indoor and outdoor pools, fitness center, pickleball, tennis, parks, walking trails, restaurants, clubs, and year round community activities. Enjoy more than $68,000 in savings compared to purchasing new and completing these improvements yourself.

4519 N Presidential Drive, Florence
$309,000
3 Beds ⋅ 2 Baths ⋅ 7059301 MLS ⋅ 1,226 SqFt.
Welcome to this beautifully maintained home in the desirable Magma Ranch community! This move-in ready property features an open-concept floor plan with a stunning kitchen showcasing elegant white marble countertops, ample cabinetry, and plenty of space for entertaining. Step outside to a custom-designed backyard complete with low-maintenance turf, brick hardscaping, and an RV gate for added convenience. This home is directly located across from a neighborhood park. This home also offers access to fantastic community amenities, including an aquatic center, fitness center, parks, playgrounds, and walking paths. Conveniently located near schools, shopping, dining, and Hunt Highway, this home combines comfort, style, and an exceptional community lifestyle.

11857 E Sunflower Lane, Florence
$329,990
4 Beds ⋅ 3 Baths ⋅ 7059245 MLS ⋅ 2,049 SqFt.
Looking for amenities? This community features numerous amenities resort style pools w/ water park, golf course, fitness center, dog park, ponds, pickleball and much more! Now including washer/dryer, refrigerator, and blinds! This stunning plan stands out with its spacious living concept with 4 bedrooms, 3 Baths, bonus room plus a large great room and dining space that takes center stage. This is an ideal setting for entertaining friends and family in this beautiful home with a comfortable environment. Featuring white cabinets, granite counter tops plus a generous amount of tile! Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort, and peace of mind.

3634 N Camden Drive, Florence
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