Gilbert Homes with FHA New Financing

Gilbert Homes with FHA New Financing

Welcome to Gilbert, Arizona – a vibrant town nestled in the heart of Maricopa County that perfectly blends small-town charm with modern amenities. Known for its family-friendly atmosphere, Gilbert is often celebrated for its lush parks, top-rated schools, and a thriving local economy. With a population that has steadily grown over the years, this dynamic community offers a variety of recreational activities, shopping venues, and dining options that cater to diverse tastes.

Gilbert's real estate market is particularly appealing for first-time homebuyers and those looking to invest, especially with the availability of FHA new financing options. These loans are designed to make homeownership more accessible, providing lower down payment requirements and flexible credit score criteria. Whether you’re seeking a cozy single-family home, a modern townhouse, or a spacious property with a backyard, Gilbert has something for everyone.

Imagine settling down in a neighborhood where you can enjoy weekend farmers' markets, picturesque walking trails, and community events that foster connections among residents. With its warm climate and a strong sense of community, Gilbert is not just a place to live; it’s a place to thrive.

If you’re considering making a move, now is the perfect time to explore the homes available with FHA financing in this charming Arizona town. With its exceptional quality of life and a promising real estate market, Gilbert is ready to welcome you home!

Newest Gilbert Homes with FHA New Financing

$493,000
2 Beds ⋅ 2 Baths ⋅ 7060955 MLS ⋅ 1,604 SqFt.
You won't be disappointed with this Morningstar plan in the active adult community of Trilogy at Power Ranch. It features 2 bedrooms plus den (hutch included). Kitchen has upgraded cherry cabinets, under cabinet lighting, granite counters and stainless appliances, including double oven gas range. Easy care flooring, with tile throughout entire home except for wood flooring in primary bedroom. You''ll love the shutters, ceiling fans, and water softener. Washer, dryer and refrigerator are staying, as is the grill on the side of the patio. You'll love the convenience of the utility sink in the laundry, and the beautiful walk in shower in the primary suite. Picture yourself enjoying the backyard oasis, featuring desert landscaping and covered patio. Come fall in love.

5467 S Almond Drive, Gilbert
$670,000
3 Beds ⋅ 2 Baths ⋅ 7060879 MLS ⋅ 2,079 SqFt.
Proudly offered by its original owners, this meticulously maintained home sits on a premium corner lot backing to a peaceful greenbelt, offering added privacy and an open, spacious feel that's hard to find. Designed with both everyday comfort and entertaining in mind, the home features a thoughtfully appointed gourmet kitchen complete with granite countertops, self-closing cabinetry with upgraded deep drawers, double ovens, a 40-bottle wine refrigerator, and abundant workspace for preparing meals and gathering with family and friends. Warm wood plank ceilings add character and architectural charm, while tile flooring flows throughout the main living areas with comfortable carpet in the bedrooms and luxury vinyl plank flooring in one secondary bedroom. The extended garage is equally impressive, featuring epoxy-coated floors, built-in storage cabinets, and plenty of room for vehicles, hobbies, or a workshop. A tankless water heater provides added energy efficiency and convenience. Step outside and discover a backyard designed to rival your favorite resort. Beautiful travertine patios, artificial turf, a built-in BBQ, outdoor bar, relaxing spa beneath a pergola, and a private sauna create the ultimate setting for entertaining or unwinding after a long day. The brick paver driveway offers parking for up to three vehicles, adding both curb appeal and functionality. From its premium lot and carefully selected upgrades to its incredible outdoor living spaces, this home delivers a rare combination of quality, comfort, and lifestyle in a truly desirable setting.

5727 S Hemet Street, Gilbert
$599,000
4 Beds ⋅ 2 Baths ⋅ 7060871 MLS ⋅ 2,079 SqFt.
Set within the Marbella Vineyards community of South Gilbert, this single level Shea Home offers a blend of timeless design and livability. The open concept is anchored by a spacious kitchen with quartz countertops, GE Profile stainless steel appliances, a gas cooktop, and an oversized island overlooking the great room, complemented by a split floor plan. The primary bath features a walk-in shower with a rainfall shower head, while reverse osmosis, a soft water system, and extra garage storage add everyday convenience. Outside, the low maintenance backyard provides more time to enjoy the neighborhood playground and grassy area around the corner. Located within the Chandler Unified School District, down the street from Gilbert Regional Park and minutes from shopping, dining, and Loop 202.

3393 E Penedes Drive, Gilbert
$1,350,000
5 Beds ⋅ 3 Baths ⋅ 7060812 MLS ⋅ 3,677 SqFt.
A custom home on nearly an acre and a half, tucked at the end of a cul de sac with no HOA. Green landscaping surrounds a welcoming front porch, and the street stays quiet. Inside, the floor plan is flexible and filled with light. The fully remodeled kitchen looks straight out of a magazine, anchored by a large center island. The dining area is wrapped in panoramic windows and flows perfectly for entertaining. There is a large family room, a bonus room, and an office with San Tan Mountain views. The primary retreat delivers a dream bathroom. Two secondary bedrooms share a Jack and Jill bath, and both have walk in closets. There is also a multipurpose room with a closet that works beautifully as a huge fifth bedroom or game room, plus the large bonus rooms give you space for whatever y actually need. On the opposite side of the home, a private guest suite with its own bath and direct backyard access gives visitors their own space. Outside is where this property separates itself. A large stone deck overlooks a backyard filled with mature citrus trees. Irrigated land. Room for chickens and fresh eggs in the morning. Fresh squeezed orange juice off your own trees. An oversized three car garage with built in cabinets, RV gates at the front and side, and plenty of room to store the boat or RV. The location is the quiet win. A Gilbert address, minutes to everything the Town of Queen Creek has to offer, and served by top rated schools. Seville Golf and Country Club is right next door, with private memberships available for golf, fitness and the aquatics center, so the resort lifestyle is close while your street stays peaceful. That balance is what makes this one hard to replicate.

18110 E Sunnybrook Lane, Gilbert
$819,000
4 Beds ⋅ 3 Baths ⋅ 7060750 MLS ⋅ 2,704 SqFt.
Welcome to Kensington Estates in Gilbert! This beautifully maintained 2,704 sq ft home offers 4 bedrooms plus a den, 3 baths and an open great room adjoining the kitchen and dining area. A massive extended island with tons of storage anchors the kitchen, ideal for gathering and entertaining. Enjoy a desirable greenbelt lot, north/south exposure, manicured yards and covered patio. The primary suite features a custom closet system, with plantation shutters and custom drapery adding style throughout. Extended garage with epoxy floors, water softener and RO system. Enjoy neighborhood parks and green space plus convenient access to Loop 202, SanTan Village, shopping, dining and entertainment. Gilbert living at its best!

1132 E Holland Park Drive, Gilbert
$621,000
3 Beds ⋅ 2 Baths ⋅ 7060620 MLS ⋅ 2,057 SqFt.
Check out this Fulton Home in the highly sought after Freeman Farms, just steps from the community lake and waterfall! Spacious open great room floorplan with 3 bedrooms PLUS an office/den/4th bedroom option, 3 car garage, completely redone landscaping & drip system with easy maintenance turf and a shady gazebo with built in BBQ. Gorgeous kitchen w/ 42'' cabinets, oversized island, a gas stove & fireplace & double ovens! 4 year new AC unit, 2 year new fresh exterior paint and a 2 year new water heater with recirculation pump and RO system. Walk to Gilbert Regional park for concerts and pickleball or the community park, lake & playground is just steps away! N/S facing lot, granite counters, and walk in pantry, in this beautifully maintained home! Everything you could want and move in ready!

2660 E Blue Spruce Lane, Gilbert
$500,000
3 Beds ⋅ 3 Baths ⋅ 7060585 MLS ⋅ 2,483 SqFt.
Welcome to 3602 S Roy Rogers in Gilbert! Move-in ready with a freshly painted interior, this charming home is set in the highly desirable master-planned community of Power Ranch. Experience easy, low-maintenance living featuring a low-maintenance back patio with pavers and a spacious 3-car garage. The kitchen shows off new appliances. And washer and dryer are newer too. The functional layout offers a generous primary bedroom, convenient upstairs laundry, and a versatile loft with a separate area ideal for a home office or library. Conveniently located near top-rated schools, parks, community pools, and miles of walking trails, this turn-key gem perfectly combines comfort, style, and everyday convenience.

3602 S Roy Rogers Way, Gilbert
$495,000
3 Beds ⋅ 3 Baths ⋅ 7060535 MLS ⋅ 1,754 SqFt.
This 3-bedroom home in Gilbert's desirable Stonecreek neighborhood features a top-to-bottom facelift with contemporary styling. Secure your spot in Grade-A Gilbert public schools while making memories in this light & bright home featuring new LVP flooring, updated baseboards, and a sleek modern fireplace. The heart of the home is a redesigned kitchen with premium quartz countertops, stainless steel appliances, and updated cabinetry. All three bathrooms are beautifully updated and fresh paint inside and out makes this one move-in ready. Relax or play in the low-maintenance, east-facing backyard, complete with a paver patio, turf, and relaxing views of the pine trees in the community greenbelt. Or, better yet, take a walk down to the neighborhood park or Freestone Park. Check it out today!

609 N Granite Street, Gilbert
$500,000
3 Beds ⋅ 2 Baths ⋅ 7060439 MLS ⋅ 1,433 SqFt.
Finding a home in Gilbert that's been this well cared for, includes a POOL, and sits just minutes from SanTan Village is becoming increasingly difficult at this PRICE point. Whether you're looking for your first home or a solid long term investment, this property offers the kind of VALUE that's getting harder to replace. The interior is clean, comfortable, and finished with UPDATED flooring throughout, newer lighting, fixtures and ceiling fans complimented by a functional kitchen with generous cabinet space and an easy flow into the main living area. Every space has been maintained with care, giving the home a feel that's immediately welcoming without needing a long list of projects. Outside, the backyard adds another layer of appeal. The pool is finished with PebbleTec Sheen, accent by NEWER TILE, COOL DECKING, a POOL HEATER, and an upgraded filtration system. The covered patio, extended pavers, wood deck, and FIRE PIT that creates a space that's just as enjoyable for a quiet morning as it is for winding down at the end of the day. The location is one of Gilbert's biggest advantages. Shopping, restaurants, entertainment, and EVERYDAY CONVENIENCES at SanTan Village are only minutes away, with quick access to the Loop 202 making it easy to get wherever you need to go. All appliances, including the washer, dryer, refrigerator, dishwasher, and pool equipment, are less than two years old. Homes offering this combination of CONDITION, LOCATION, and VALUE are becoming increasingly difficult to find.

2553 E Jasper Drive, Gilbert
$645,000
3 Beds ⋅ 3 Baths ⋅ 7060400 MLS ⋅ 1,862 SqFt.
Located in the heart of Cooley Station, this single-owner home showcases true pride of ownership from the moment you walk in. Featuring 3 bedrooms plus a dedicated office, 2.5 bathrooms, and 1,862 square feet, the well-designed floor plan offers both comfort and flexibility. The office is ideal for working from home, creating a playroom, or serving as a versatile bonus space, while thoughtful upgrades add style and character throughout. Enjoy access to Cooley Station's multiple parks, community pools, and walkable neighborhood atmosphere--all just minutes from the 202 freeway, Verde at Cooley Station, SanTan Village, and an abundance of shopping and dining options. With a desirable layout and an excellent Gilbert location, this home is ready for its next owner to make it their own.

2637 S Olympic Drive, Gilbert
$625,000
3 Beds ⋅ 2 Baths ⋅ 7060378 MLS ⋅ 2,249 SqFt.
Gorgeous upgraded home in the beautiful Freeman Farms community! Immaculate & move-in ready 3 bed home with a den. New carpet, neutral paint, wood-look laminate flooring & crown molding. The gourmet kitchen features upgraded raised-panel cabinets, granite countertops, undermount sink, stone backsplash, pendant lighting, stainless steel appliances, gas cooktop & wall oven. Amazing backyard complete with a sparkling heated saltwater pool, waterfall, citrus trees, landscape lighting, professional landscaping & RV gate. Split floorplan! Water softener! Located near Gilbert Regional Park! Huge neighborhood park just down the street! Community lake! Close to plenty of shopping/dining but also short drive to San Tan Mtn trailheads. Home resides in #1 school district in AZ, Chandler Unified!

2526 E Tonto Drive, Gilbert
$950,000
6 Beds ⋅ 3 Baths ⋅ 7060291 MLS ⋅ 3,601 SqFt.
MULTI-GENERATIONAL LIVING | COVETED GILBERT LOCATION | OVER $140K IN UPGRADES Located in Gilbert's highly sought-after Morrison Ranch, this beautifully upgraded home was thoughtfully designed for the way today's families live. A highly desirable floor plan features both the luxurious primary suite and a private guest suite on the main level, offering exceptional flexibility for multigenerational living, guests, or a dedicated retreat. Seamless indoor-outdoor living, designer finishes, and over $140,000 in premium upgrades make this home as functional as it is beautiful. The main-level primary suite offers a spa-like retreat with a soaking tub, dual vanities, and an oversized walk-in closet. The chef's kitchen features GE Monogram appliances, a quartz island, pot filler, double ovens, 42-inch cabinetry, and soft-close storage. A cornerless five-panel sliding glass wall seamlessly connects indoor and outdoor living. Additional upgrades include a tankless water heater, reverse osmosis, water softener, central vacuum, smart thermostats, and an insulated, extended EV-ready garage. Located in Morrison Ranch, enjoy tree-lined streets, lakes, over 30 parks, and top-rated schools. With too many upgrades to list, this home is truly a must-see!

3943 E Boot Track Trail, Gilbert
Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.